Inspired by Pierre-Yves McSween and Jean-Sébastien Pilote, one of Quebec’s youngest retirees, Vicky Payeur notes that the funds they offer may seem out of reach for many.
There are a lot of people living paycheck to paycheck.
Out of this reflection she publishes her second book Do more with less at Editions de L’Homme.
In her book, she goes into our daily practice: where can we save, in which areas can we reduce our expenses, can we ultimately live below our means?
Sometimes people spend, they have their spending habits, then they never asked any questions. Sometimes they think they have expenses that are important when they really aren’t.sums up Vicky Payeur.
The blogger considers housing, transport and groceries to be the most expensive household items that deserve to be reassessed.
The blogger claims that reviewing her housing needs can make a world of difference.
It may be to live in a smaller place. We know that minimalism, living with less, reduces the number of items we have at home, requiring less space to house them. In her book, she explores different lifestyles that she believes will ultimately bring more freedom.
It proposes to carry out the same process of reflection to mediate oneself.
As much as you can spend $25,000 a year on a car, you can spend $5,000 or $2,000. She points out that when tens of thousands of dollars are at stake, it pays to reassess our decisions and priorities.
Using various techniques such as
We realize that we can reduce our expenses enormouslyShe explains.
Some tips from Vicky Payeur
- Consult the flyer and put together your weekly menu from the specials.
- Buy clearance items at the grocery store. These are foods that are approaching their sell-by date but are still good.
- To reduce food waste, every time you throw groceries in the trash, do the exercise of visualizing the amount of money you spent on the purchase.
- A single object can have multiple uses. You don’t have to have a lot of appliances in the kitchen.
- Too often we forget carpooling and alternative modes of transportation.
According to Vicky Payeur, in order to achieve greater financial comfort, one must first abandon the notion of deprivation and focus one’s energy on finding alternative solutions.
By changing the way you live, you can truly become free in your time. We’re not living paycheck to paycheck anymore. This applies to her for all household items, including leisure time.